Glossary
The core terms behind banking and payments for AI agents — short, opinionated definitions you can link to.
Agent wallet
(AI agent wallet, autonomous agent wallet)A cryptocurrency wallet whose private key is held by — or scoped to — an AI agent, so the agent can sign payments and on-chain actions inside its own tool loop.
Read definitionAgentic banking
(AI agent banking, banking for AI agents)A category of financial products built so AI agents — not humans — can open accounts, hold funds, and move money under programmatic spending rules.
Read definitionMachine Payments Protocol
(MPP, Machine Payments Protocol (MPP))An open protocol on Solana that lets HTTP servers charge per request in USDC and lets AI agents pay and verify those requests in under a second.
Read definitionMCP server
(Model Context Protocol server, MCP)A server that exposes tools, resources, and prompts to AI agents over the Model Context Protocol (MCP) — Anthropic’s open standard for connecting LLMs to external systems.
Read definitionNon-custodial wallet
(self-custodied wallet, self-custody wallet)A wallet whose private key is controlled solely by its owner; no third party can freeze, seize, or move the funds.
Read definitionx402
(HTTP 402, x402 protocol, x402 payments)An open HTTP standard that lets a server respond with status 402 “Payment Required” and a machine-readable instruction set so an AI agent can pay and retry the request automatically.
Read definition